Holy Crap American Express Rocks

I can’t say enough good things about American Express. Seriously. They rock. I have ~$3800 in credit card debt that I’ve amassed over the past 5 years, including school classes, emergency vehicle fixes, bailbondsman costs, partying, rockstaring, everything under the sun. I have APRs that range from now 9.9% all the way up to 21%. Yes, 21%. I decided tonight that I am going to fixify this, because I’m paying out like $130 a month in interest, and maybe $20 is actually going to principle. So I call up Discover and Citibank and tell them hey, I’ve got balances, I need them to be smaller. I need a lower APR, or I’m going to transfer them away so that somebody else can take (less of) my money. They all give me this song and dance, and give me crappy APRs. I reaffirm that American Express is going to take all my worries away if they don’t help me. Discover drops down to a 14.9% (acceptable), and Citibank/student credit card drops down to 15.74% … it’s still a student credit card, though, so I’m not concerned. Little do Discover & Citibank know what they’re in for. So then I call up AmEx, and I’m like whatup, I need to shuffle some bling onto my shiney new AmEx Clear card, which has a 4% life-time APR on balance transfers. Transfer over that shiz. Ba-BAM! It takes all of about 2 minutes to get it done. Now, if I continue to pay the same $130/mo, my $20 to principle has become ($130-($3900*.04/12))=$117. A sixfold increase, simply because of interest. Not to mention the ease of consolidation. Also, when I spoke to Discover and Citibank, they suck. Their reps are terrible. AmEx reps speak english clearly and actually sound -Happy- on the phone. The Citibank guy, particularly, sounded like he wanted to inflict severe injury to me, even though I went out of my way to sound chipper and be nice (so I could get on the good side = lower APR?). American Express just treats me great – with their plans, friendly representatives and good rewards, I can’t hype them up enough. American Express Clear for the win.

2005-10-27 23:38:11 – Master Ha-reed
Wow – maybe the Clear reps are better than the Blue ones. I’ve gotten nothing but idiots from Bangalore calling AmEx. I’m accustomed to asking upfront to be transferred to someone in America first thing when I call, and being indignant until my request is carried out.
2005-10-27 23:53:46 – rand0m
The number on my Clear is 888-917-3030 and has yeilded nothing but incredibly nice, helpful American reps … Is yours an AmEx Blue student card? I could see varying levels of service depending on the type.
2005-10-28 00:19:22 – rand0m
Just so I have a record of it somewhere accessible, Cisco’s implementation of the BGP4 Multi Exit Discriminator (MED) does not affect path selection unless the exit ASN is the same on both routes. If you need to weight two very similar paths, use localpref (small stick), AS path prepending (medium stick) or Cisco’s proprietary weight option (Roosevelt stick). BTW, probably switching to the new format here shortly.
2005-10-28 02:28:36 – Netheus
It’s nothing but a myspace account http://www.myspace.com/netheus
2005-10-28 11:38:40 – jrdn
ok… so… im torn between AmEx Blue and AmEx Clear… blue has all these OOOH SO LOVELY plus’s, but clear… just has more protections lower rates… so I gotta ask… for a first time credit user… wtf should I use?
2005-10-28 11:54:12 – rand0m
Blue (if you can) without a doubt. Clear is great for balance transfers, low-spending and mild rewards, but Blue is perfect for general use.
2005-10-28 12:31:43 – realbighead
The proper technique for a first-time credit user goes like so: 1) Get 4 or 5 lines of credit. This does not include installment debt, especially student loans. Credit cards, computer loans, or car loans. 2) Set up an automatic payment (cellphone, DSL, something) on each credit card. 3) Set up an automatic transfer from your bank account a week after the payment will hit. 4) Place your credit cards in a pint glass, fill with water, and place in your freezer. Your credit score will fly through the roof. Oh, and AmEx can afford good people, because they charge merchants 2.6% on every transaction. Visa, Discover, and Mastercard all charge only 1.6%. So lots of places don’t like AmEx. And whatever you do, don’t get green, gold, or platinum. They don’t affect your credit score at all.
2005-10-29 17:05:27 – peanut gallery
adore the site’s new look
2005-10-29 17:49:51 – Master Ha-reed
It is a student card, but its all the Blue cards have the same ph number. Maybe they forward me to Bangalore after I punch in my number and the computer sees its a student card. Also – the new site design looks oddly familiar. Wasn’t a previous rand0m.org incarnation something like this?
2005-10-29 18:39:29 – rand0m
Yea, it used to look like this. Originally it was in purple, then red, then blue. In fact, the lightest blue on the heeader thing is the same blue that I had forever ago (archive.org is yer friend). This one is pure css though, and has a lot cleaner backend stuff.
2005-10-30 18:41:35 – pinky
oooh! so pretty! and thanks for the link πŸ˜‰
2005-11-02 12:13:42 – Netheus
Randal, my sister need a math tutor. Feel like a little volunteer/ very little money? Or, perhaps know someone who knows a little algebra 1 and two, geo, a bit of calc, and a bit of trig who has some free time?
2005-11-03 15:04:27 – Nell
i’m feeling indignant about the comment on ‘idiots from bangalore.’ jared!
2005-11-03 16:07:45 – rand0m
*blink blink*
2005-11-04 22:40:59 – jrdn
i do math… math is me.. if you feel like it… randal knows how to get me into contact with people… RANDAL… BITCH… GO! <3

Amanda, Work Burnout, Rata Clark, Matt’s Party

OK so it’s been a long time since I posted, but that shouldn’t surprise anyone. I don’t even know what’s happened in the past … three weeks. All I do know is that some have sucked and others have been OK. I am told by Corey that I am experiencing what is known as “burn out,” or when live-to-work becomes standard operating procedure. I am told this is bad. As such, I have decided to stop slaving like a pack mule on duty in the himalayas, but to instead focus on being productive while I am at work, and then … not working when I am not at work. I know that sounds like crazy talk, but sometimes revolution is necessary to incite change. OK, so Amamda (no, not Amanda, Amamda) flew into town on Saturday morning, so I’ve been ‘illin on Cloud 9 all weekend. My AIM away message even says so πŸ˜‰ I’ve also not been working, since she is here, so I’m on some much needed vacation. I really can’t express with words what a good time we’ve had; it’s great that she came to visit, but it sucks that she has to leave soon :-/. Boo Leaving! Yay Amanda! Yay vacation! Yay Amanda and Vacation! Yay! So we were over at Brooklyn Bagel, or whatever it’s called this week, and there was a girl there with this huge bird dog. Then this guy comes up and sits with the girl with the dog, looks at me and says “HPI.” I kinda looked at him with this paranoid WTF look, and he says his name is Tom Harrington, used to work for one of my previous’ employers customers. Said Hi and chatted for minute. So then we’re sitting there, and lo and OFMG behold Rata Clark walks by and waves. !!! was all I could think. She has retired from PHS, encouraged me to vote, we chatted, she said I have the same face as … wow, almost 9 years ago. Holy Shit that was 9 years ago what the hell!? I’m like 01285 years old now, holy crap. Anyways, she is retired, and doing a lot of travelling with her Hubby and Anne (Bernhardt) and Anne’s SO. I had no idea that Rata was from New Zealand. I guess I didn’t pick up on these things when I was a loudmouthed little shit that she hated. She seems to like me now, though, because I’ve grown up a little. She says I’m still the same person though, and that she is pleased with that. To fill her copious amounts of spare time, she fills in as a part-time personal assistant at Shoemaker’s downtown and is there on Monday & Friday afternoons. So if you want to see Rata, there’s an easy window. :-) Keen had a pizzarty at his place on Saturday night and it was a great time. Met a couple new folks, re-met a couple great folks, and had a generally good night out. It was also really spooky how many people in this town went to PHS – relived a lot of memories with some folks, talked about new ones, was just a good time. I didn’t get hammered or anything, but we sure did have an enjoyable time. The bonfire thing was a definite plus. Good job Keen πŸ˜€ rand0m.org is under a redesign, which should come to fruition sometime this week. I am sure that all 6 of my readers are breathless with anticipation – no sneek previews, though. πŸ˜‰ [b]edit[/b] – I forgot to mention that I stream audio throughout the workweek via shoutcast. You’ll need to point winamp at http://radio.rand0m.org:8000/listen.pls to make it happen. [b]edit2[/b] – Well, her plane left at 5pm, and the last time I saw her was about an hour ago (baaarely made the flight), and I am a sad monkey. I feel … empty. :-(

2005-10-24 18:07:27 – WC
I am so sorry I couldn’t make it down to the springs this weekend. I suck. I am sorry. I am a poor college student. I hope you guys had a great time. πŸ˜‰ [winkface]
2005-10-25 01:09:04 – Master Ha-reed
It’s Clarke, and that is sad. I had no idea she was from New Zealand either – she didn’t have anything that resembled a Kiwi accent. With Rata gone, that means 2 of my IB tetrarchy of awesomeness (Clarke, Kern, Hartman, Schulzki) have now retired from teaching. Sucks for the kids @ Palmer now.
2005-10-25 01:12:20 – Master Ha-reed
Request for the new site: fix the little JavaScript that causes (at least) every Mozilla and Konqueror based browser to render the year as "105". If you know the nuts and bolts of IOS you should be able to fix that, Mr. Teh Awesome Director of Network Ops.
2005-10-25 03:59:22 – jrdn
lol 6 readers? sorry man, last census said 4
2005-10-25 03:59:49 – jrdn
its ok… you can still rely on mistress j bieng overly obese
2005-10-25 10:16:21 – Netheus
Hey, only three people read what I have to say, if it makes you feel any better. And they never leave any form of feed back.
2005-10-25 12:45:52 – rand0m
Yea, not coming to the party. Grr. I thought it was Clarke too, but went with safe. Turns out that "Rata" is a type of tree-flower down there. And the jscript time thingy will be gone; everybody can use their own devices to determine what time it is without relying on this site. Neth, do you have a site or something? I’ll give you some feedback … it may be worthless, inane feedback, but you’ll get some πŸ˜‰

Dream, How do Congressmen choose?

I had the craziest dream last night. Somehow, I thought up that Janelle, the old flame from yesteryear, was seeing [L=http://www.shmoo.com/~gdead/]Bruce[/L] from the [L=http://www.shmoo.com]Shmoo Group[/L]. Except that it couldn’t be him, because this guy was at least 6’1″, and Bruce is maybe 5’10”. I don’t know what else happened, because I woke up and forgot, but that peice stuck with me. I watched West Wing last night, and something really hit me – do our Congressmen give a shit about what their constituents think? Do they vote on things based on their own politcal gains, the voice of their public at large (gleaned via polls etc), or based on the relatively few vocal folks who actually write letters / call? If it’s the first, then Wow, we’re all fucked, as every pork barrel project out there will pass and everybody is just jockying for their job. If it’s the second, then great. If it’s the third, then the extremists will inevitably run this country until the teaming masses wake up. I thought about this at length last night, and found it terribly disconcerting. Our ad goes into the [L=http://www.csbj.com]CSBJ[/L] this Friday; I am stoked. I’m also going to go see the Aristocrats sometime with Laura.

2005-10-06 03:56:15 – jrdn
we are talking about randal here… come on
2005-10-05 16:07:36 – realbighead
you remember a 3-inch discrepancy in height, but nothing else?
2005-10-07 14:15:09 – Disco Nova
At least he doesn’t remember a three inch discrepancy in length.
2005-10-08 22:28:45 – realbighead
At least that would be a bit more significant.
2005-10-24 00:04:24 – Netheus
I miss you guys… I know I never do anything about it, but I do think about everyone all the time… Carolyn called me tonight, she is moving to New York. Anyone know what’s going on with Mike?

PSA: I curse too much.

[b]Public Service Announcement[/b]: I curse too much, and you probably do too. We should all clean up our language a little bit so that when we -do- curse, it means something. I just realized this when I searched for ‘f*ck’ and it came up with 146 results, which is a full 29.55% of my posts. I think that is a little excessive. And I swear on here much less than I do in normal conversation. That’s all, carry on.

2005-10-03 19:01:02 – jrdn
rofl… thats fucktastic
2005-10-03 23:16:08 – nick
Made me curious…..I’ve said fuck in 222 posts out of 328. Right around two fucking thirds of the time. You have to go 17 posts back to find the first one that doesn’t contain fuck. On the other hand, though, I curse a lot more on there than I do in regular conversation (well, recently anyway, with a conscious cut-back).

RSS Feed / updates, Tore, Family Stuffs.

I added an RSS feed to this here website, so if you use a news aggregator, point it to http://rand0m.org/rss.xml. I’ll be redoing a couple things here and there over the next week or so, some cosmetic, a couple under the hood. Thanks to [L=http://michaelhusson.com/mark]/Mark[/L] for prodding me into action. Tore came into town this past Friday. We went to lunch at the Ritz, then met Sammi over at the Perk. That was good. Then we all split up, and reconvened at Phantom Canyon later that evening and had a splendid time. It’s fun to catch up with friends that I haven’t seen in forever — those who live 400+ miles away [i]and[/i] those who live just up the street. I went to Denver a while back to do some maintenance and to hit up a party at Craigalito’s place. Unfortunately I came out of the datacenter to find my truck with a flat tire. That sucked. I called up Steve-o, who promptly left to come to my aid with some fix-a-flat. He arrived no sooner than 2 1/2 hours later, ready to rock. Heh. I chatted with Amanda and a ton of other folks while I waited, so it was A-OK. Anyways, got back to his place, spent the weekend there, then headed down. Oh, and the new set of tires were $360.41 installed. Oof. My brother Matt, yes, the one who posted his infamous comments [L=http://rand0m.org/viewcomments.php?NewsID=419#4098]here[/L], [L=http://rand0m.org/viewcomments.php?NewsID=419#4104]here[/L], and [L=http://rand0m.org/viewcomments.php?NewsID=419#4120]here[/L] has moved here to Colorado Springs. Apparently his home was wiped out when hurricane Katrina hit the Gulf Coast, so he moved here where there is familial support. From what I’ve gathered, he is here with his wife and kid (?? unsure on that). I am sure I will know more tomorrow. Speaking of, I will be going out tomorrow morning with the family for breakfast, then for a cruise to look at the turning leaves, stopping off in Cripple Creek for dinner (damn that’s a lot of driving), then coming home. I hope there will be a lot of family to distract me from the crazy amounts of just driving. I watched “2Fast2Furious” the other night. It was fucking terrible. I watched “Closer” tonight, and aside from Natalie Portman’s fucking hot little body (HOT GRITS ANYONE!?), it was fucking terrible. Thumbs down to both. I miss having a woman. Chin up! *sigh*

Bigot.

[b]bigot[/b] – [i]One who is strongly partial to one’s own group, religion, race, or politics and is intolerant of those who differ.[/i] Ok, so if you call someone a bigot in a derogatory manner – aka not approving of their closed-mindedness – does that make you a bigot as well? Food for thought. And don’t worry, I don’t hate you, I just think you’re fucking crazy. [not laura]